Authored by the expert who managed and guided the team behind the Algeria Property Pack
Yes, the analysis of Algiers' property market is included in our pack
This guide breaks down exactly what apartments cost in Algiers in 2026, from studio units to three-bedroom family homes, across budget and premium neighborhoods.
We also cover the hidden costs that catch foreign buyers off guard, including closing fees, property taxes, and ongoing expenses you need to budget for.
We constantly update this blog post to reflect the latest market data and regulatory changes affecting foreign property buyers in Algeria.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Algiers.
Insights
- Algiers apartment prices vary by a factor of 3x between budget communes like El Harrach (around 200,000 DZD per square meter) and premium areas like Hydra (up to 700,000 DZD per square meter), making neighborhood selection your biggest cost lever.
- Algerian property listings often quote prices in "million centimes" where 1 million actually equals just 10,000 DZD, so a "2,500 million" apartment is really 25,000,000 DZD, not 2.5 billion.
- Foreign buyers in Algiers typically pay 30% to 100% of the purchase price upfront because local mortgage access remains extremely limited for non-residents, unlike the 10% down payment residents can secure.
- Official closing costs in Algiers run around 7.1% of property value according to World Bank benchmarks, but real-world all-in costs (including agency fees and setup) often reach 10% to 12%.
- New-build apartments in Algiers carry a 10% to 25% premium over comparable resale units, stretching to 30% in premium communes where buyers pay for security, parking, and reliable elevators.
- Property transactions in Algeria require government approval and licensed notary involvement, with the entire process typically taking 3 to 6 months for foreign buyers compared to 4 to 8 weeks in Western markets.
- Annual property tax in Algiers ranges from about 3,000 DZD to 60,000 DZD depending on location, size, and building age, with older properties benefiting from a depreciation abatement of 2% per year.
- HOA fees in Algiers vary dramatically from 2,000 DZD monthly for basic older buildings to 25,000 DZD monthly for "standing" residences with security, parking, and reliable common-area maintenance.
How much do apartments really cost in Algiers in 2026?
What's the average and median apartment price in Algiers in 2026?
As of January 2026, the median asking price for apartments in Algiers sits around 320,000 DZD per square meter (approximately 2,460 USD or 2,100 EUR per square meter), while the average price runs higher at roughly 370,000 DZD per square meter (about 2,850 USD or 2,430 EUR) because premium west-Algiers communes pull the figure up.
For perspective, a typical 80-square-meter apartment in Algiers would have a median asking price around 25,600,000 DZD (roughly 197,000 USD or 168,000 EUR), though this varies significantly based on location and building condition.
The realistic price band where most Algiers apartment transactions happen is 250,000 to 450,000 DZD per square meter (about 1,920 to 3,460 USD or 1,640 to 2,960 EUR per square meter), covering everything from basic east-side apartments to well-located mid-market units.
How much is a studio apartment in Algiers in 2026?
As of January 2026, a typical studio apartment in Algiers costs between 6,000,000 and 16,000,000 DZD (approximately 46,000 to 123,000 USD or 39,500 to 105,000 EUR), with the wide range reflecting major differences between budget and premium neighborhoods.
Entry-level to mid-range studio apartments in cheaper Algiers communes like El Harrach or Bab Ezzouar start around 6,000,000 to 10,000,000 DZD (46,000 to 77,000 USD or 39,500 to 66,000 EUR), while high-end studios in Hydra or El Biar can reach 15,000,000 to 20,000,000 DZD (115,000 to 154,000 USD or 99,000 to 132,000 EUR).
Studios in Algiers typically measure between 20 and 40 square meters, with most listings clustering in the 25 to 35 square meter range, and premium communes often featuring slightly larger units with better finishes.
How much is a one-bedroom apartment in Algiers in 2026?
As of January 2026, a typical one-bedroom apartment (called "F2" locally) in Algiers costs between 10,000,000 and 25,000,000 DZD (approximately 77,000 to 192,000 USD or 66,000 to 164,000 EUR), depending heavily on location and building quality.
Budget-friendly one-bedroom apartments in Algiers communes like Bab Ezzouar or outer areas start around 10,000,000 to 15,000,000 DZD (77,000 to 115,000 USD or 66,000 to 99,000 EUR), while premium one-bedrooms in Hydra, El Biar, or Ben Aknoun can reach 20,000,000 to 35,000,000 DZD (154,000 to 269,000 USD or 132,000 to 230,000 EUR).
One-bedroom apartments in Algiers typically measure between 45 and 60 square meters, with El Biar listings showing examples like a 55-square-meter F2 at 1.60 "milliards" (16,000,000 DZD), demonstrating that not every premium-commune unit commands ultra-high prices.
How much is a two-bedroom apartment in Algiers in 2026?
As of January 2026, a typical two-bedroom apartment (called "F3" locally) in Algiers costs between 14,000,000 and 45,000,000 DZD (approximately 108,000 to 346,000 USD or 92,000 to 296,000 EUR), with premium communes commanding significantly higher prices.
Entry-level two-bedroom apartments in budget Algiers neighborhoods like El Harrach or Bab Ezzouar range from 14,000,000 to 22,000,000 DZD (108,000 to 169,000 USD or 92,000 to 145,000 EUR), while high-end two-bedrooms in Hydra can reach 35,000,000 to 60,000,000 DZD (269,000 to 462,000 USD or 230,000 to 395,000 EUR).
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Algiers.
How much is a three-bedroom apartment in Algiers in 2026?
As of January 2026, a typical three-bedroom apartment (called "F4" locally) in Algiers costs between 20,000,000 and 70,000,000 DZD (approximately 154,000 to 538,000 USD or 132,000 to 461,000 EUR), with the widest price spreads occurring in this category.
Budget three-bedroom apartments in Algiers communes like Bab Ezzouar or eastern neighborhoods start around 20,000,000 to 30,000,000 DZD (154,000 to 231,000 USD or 132,000 to 197,000 EUR), while premium three-bedrooms in Hydra, El Biar, or Ben Aknoun can command 55,000,000 to 90,000,000 DZD (423,000 to 692,000 USD or 362,000 to 592,000 EUR).
Three-bedroom apartments in Algiers typically measure between 100 and 130 square meters, with Bab Ezzouar showing examples around 121 square meters at 306,000 DZD per square meter, while Hydra units reach 125 square meters at 640,000 DZD per square meter.
What's the price gap between new and resale apartments in Algiers in 2026?
As of January 2026, new-build apartments in Algiers typically carry a 10% to 25% premium over comparable resale units, stretching to 30% in premium communes where buyers pay extra for modern amenities like security, reliable elevators, and parking.
New-build apartments in Algiers average roughly 370,000 to 480,000 DZD per square meter (approximately 2,850 to 3,690 USD or 2,430 to 3,160 EUR per square meter) depending on location, with "residence" or "standing" developments in Hydra, Ben Aknoun, or Dely Ibrahim commanding the highest premiums.
Resale apartments in Algiers average around 280,000 to 380,000 DZD per square meter (approximately 2,150 to 2,920 USD or 1,840 to 2,500 EUR per square meter), with older stock in eastern communes like El Harrach dropping toward 200,000 DZD per square meter for buildings that need renovation.
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Can I afford to buy in Algiers in 2026?
What's the typical total budget (all-in) to buy an apartment in Algiers in 2026?
As of January 2026, a realistic all-in budget to buy a standard apartment in Algiers runs approximately 110% of the agreed purchase price, meaning a 25,000,000 DZD apartment (192,000 USD or 164,000 EUR) requires roughly 27,500,000 to 28,750,000 DZD (212,000 to 221,000 USD or 181,000 to 189,000 EUR) when you include all costs.
The all-in budget for Algiers apartments includes the apartment price itself, official transfer and registration costs (around 7.1% per World Bank benchmarks), agency fees (typically 1% to 3%), notary fees bundled into the transfer process, and immediate move-in costs like repairs, locks, painting, or furniture.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Algiers property pack.
You can also read our dedicated blog article to understand what you can at different budget levels in Algiers.
What down payment is typical to buy in Algiers in 2026?
As of January 2026, a typical down payment for an Algiers apartment ranges from 10% for eligible resident borrowers (around 2,500,000 DZD or 19,200 USD or 16,400 EUR on a mid-range unit) to effectively 100% for most foreign buyers who cannot access local financing.
Most Algerian banks require a minimum down payment of 10% to 20% for qualifying borrowers, with institutions like BADR Bank advertising financing of up to 90% of property value for residents who meet income and documentation requirements.
To secure the most favorable mortgage terms in Algiers, a down payment of 20% to 30% is recommended, though foreign buyers should plan for cash purchases since Algerian banks rarely extend mortgages to non-residents, making the effective "down payment" the full purchase price plus closing costs.
You can also read our latest update about mortgage and interest rates in Algeria.
We made this infographic to show you how property prices in Algeria compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
Which neighborhoods are cheapest or priciest in Algiers in 2026?
How much does the price per m2 for apartments vary by neighborhood in Algiers in 2026?
As of January 2026, apartment prices per square meter across Algiers neighborhoods range from roughly 180,000 DZD (1,380 USD or 1,180 EUR) in the most affordable areas to over 700,000 DZD (5,380 USD or 4,600 EUR) in premium communes, a nearly 4x difference based purely on location.
The most affordable neighborhoods for apartments in Algiers include El Harrach (around 180,000 to 350,000 DZD per square meter or 1,380 to 2,690 USD), Bab Ezzouar (roughly 230,000 to 310,000 DZD per square meter or 1,770 to 2,380 USD), and parts of Birkhadem and Oued Smar, where budget-conscious buyers find the best value per square meter.
The most expensive neighborhoods for apartments in Algiers are Hydra (roughly 450,000 to 700,000 DZD per square meter or 3,460 to 5,380 USD), El Biar (around 400,000 to 600,000 DZD per square meter), and Ben Aknoun, where premium residences, security, and west-Algiers prestige command the highest prices.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Algiers.
What neighborhoods are best for first-time buyers on a budget in Algiers in 2026?
As of January 2026, the top three neighborhoods for first-time buyers on a budget in Algiers are Bab Ezzouar (strong value per square meter with good transport links), Kouba (wide mid-market inventory spanning older resale and newer builds), and El Harrach (lowest entry prices though building quality varies significantly).
Typical apartment prices in these budget-friendly Algiers neighborhoods range from 10,000,000 to 25,000,000 DZD (77,000 to 192,000 USD or 66,000 to 164,000 EUR) for a two-bedroom unit, with per-square-meter costs staying below 320,000 DZD in most buildings.
These neighborhoods offer first-time buyers in Algiers practical amenities including Metro access (Bab Ezzouar), established shopping and services, hospital proximity, and university-area rental demand that provides flexibility if you later want to rent out your unit.
The main trade-off for buying in these budget Algiers neighborhoods is that building quality varies dramatically, so elevator reliability, water pressure, common-area maintenance, and co-ownership (copropriete) management can swing your actual living experience more than the commune name itself.
Which neighborhoods have the fastest-rising apartment prices in Algiers in 2026?
As of January 2026, the three Algiers neighborhoods showing the strongest price momentum are Hydra (persistent premium demand for well-finished stock), Dely Ibrahim and Cheraga (newer residence-style developments repricing quickly when supply is limited), and El Biar (stable premium positioning with limited new inventory).
Estimated year-over-year price increases in these fast-appreciating Algiers neighborhoods range from approximately 5% to 10% for established premium communes like Hydra, with newer residence projects in Dely Ibrahim and Cheraga sometimes seeing faster repricing when quality developments launch in supply-constrained micro-markets.
The main driver behind rapid price growth in these Algiers neighborhoods is demand for building reliability, specifically security, parking, working elevators, and generator or water-reserve systems that foreign and professional buyers prioritize, combined with limited new supply of truly high-quality residential stock.
You can also read our latest update about property price forecasts in Algiers.
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What extra costs will I pay on top of the apartment price in Algiers in 2026?
What are all the buyer closing costs when you buy an apartment in Algiers?
For a typical apartment purchase in Algiers, estimated total buyer closing costs run approximately 1,800,000 to 3,000,000 DZD (13,800 to 23,000 USD or 11,800 to 19,700 EUR) on a 25,000,000 DZD apartment, representing roughly 7% to 12% of the purchase price.
The main categories of closing costs buyers must pay in Algiers include transfer and registration taxes (around 7% combined), notary fees (bundled into the official transfer process), agency commission (typically 1% to 3% if using an agent), and administrative documentation costs.
The largest closing cost for apartment buyers in Algiers is typically the combined transfer tax and registration fee package, which includes a 1% "taxe de publicite fonciere" (land publicity tax) plus registration duties and stamp fees that together approach the 7.1% World Bank benchmark.
Some closing costs in Algiers are negotiable or variable between transactions, particularly agency fees which can range from 1% to 3% depending on the agent and whether both buyer and seller share the cost, while official government fees are fixed by regulation.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Algiers?
Apartment buyers in Algiers should budget approximately 10% of the purchase price for total closing costs, which serves as a safe planning figure that accounts for both official fees and real-world extras like agency commissions and immediate setup expenses.
The realistic low-to-high range for closing costs on Algiers apartment purchases spans from about 7% (if you buy directly from a seller without an agent and minimize extras) to 12% (if you use an agent, encounter administrative complications, or need immediate repairs and furnishing).
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Algiers.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Algeria versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What are the ongoing monthly and yearly costs of an apartment in Algiers in 2026?
What are typical HOA fees in Algiers right now?
HOA-style fees (called "charges de copropriete" or syndic fees locally) are common in Algiers apartment buildings, with typical monthly costs ranging from approximately 2,000 to 25,000 DZD (15 to 192 USD or 13 to 164 EUR) depending heavily on building type and services provided.
Basic older buildings in Algiers charge HOA fees around 2,000 to 8,000 DZD monthly (15 to 62 USD or 13 to 53 EUR), while "residence" or "standing" buildings with security guards, maintained parking, reliable elevators, and better common-area upkeep charge 8,000 to 25,000 DZD monthly (62 to 192 USD or 53 to 164 EUR).
What utilities should I budget monthly in Algiers right now?
Total monthly utility costs for a typical apartment in Algiers run approximately 5,000 to 15,000 DZD (38 to 115 USD or 33 to 99 EUR), covering electricity, gas, water, and basic internet, though heavy heating or air conditioning use can push costs higher.
The realistic range of monthly utility costs in Algiers spans from about 4,000 DZD (31 USD or 26 EUR) for a small, efficiently-used apartment to over 20,000 DZD (154 USD or 132 EUR) for larger units with heavy winter heating, summer air conditioning, or premium internet packages.
Typical monthly utilities in Algiers include electricity and gas (billed by Sonelgaz under CREG-regulated tariffs), water and sanitation (billed by SEAAL in the Algiers area), and internet (priced by private operators with fiber availability varying by building).
Electricity tends to be the most variable and potentially expensive utility for Algiers apartment owners, especially if you use electric heating in winter or run air conditioning heavily in summer, since Algerian electricity tariffs are tranche-based with higher consumption bands costing progressively more per kilowatt-hour.
How much is property tax on apartments in Algiers?
Typical annual property tax (taxe fonciere) for an apartment in Algiers ranges from approximately 3,000 to 25,000 DZD (23 to 192 USD or 20 to 164 EUR) for standard owner-occupied units, rising to 15,000 to 60,000 DZD (115 to 462 USD or 99 to 395 EUR) or more for larger, better-zoned apartments.
Property tax in Algiers is calculated based on a fiscal rental value per square meter determined by zone and sub-zone classifications, with the tax base subject to abatements including a depreciation allowance of 2% per year of building age (up to a cap), meaning older buildings often pay less.
The realistic range of annual property tax for Algiers apartments spans from about 3,000 DZD for small, older apartments in lower-value zones to over 60,000 DZD for larger, newer apartments in premium neighborhoods, reflecting the zone-based assessment system.
If you want to go into more details, we also have a blog article detailing all the property taxes and fees in Algiers.
What's the yearly building maintenance cost in Algiers?
Typical yearly building maintenance costs for Algiers apartment owners run approximately 0.5% to 1.0% of the apartment's value for internal unit upkeep, translating to roughly 125,000 to 250,000 DZD (960 to 1,920 USD or 820 to 1,640 EUR) annually for a mid-range 25,000,000 DZD apartment.
The realistic range of yearly maintenance costs in Algiers varies from about 75,000 DZD (580 USD or 490 EUR) for newer apartments in well-maintained buildings to over 400,000 DZD (3,080 USD or 2,630 EUR) for older stock requiring regular plumbing, electrical, or appliance repairs.
Typical maintenance expenses for Algiers apartments include internal plumbing repairs, repainting, appliance replacement or repair, window and door maintenance, and minor electrical work, all of which tend to cost more in older buildings with aging infrastructure.
Building maintenance costs in Algiers are generally separate from HOA or syndic fees, which cover common-area expenses like elevator maintenance, stairwell cleaning, and building exterior upkeep, though some residence-style buildings bundle a portion of internal maintenance services into higher monthly charges.
How much does home insurance cost in Algiers?
Typical annual home insurance (called "multirisque habitation" locally) for an apartment in Algiers costs approximately 6,000 to 25,000 DZD (46 to 192 USD or 39 to 164 EUR) for basic coverage, depending on the insured value you declare and the coverage options you select.
The realistic range of annual home insurance costs in Algiers spans from about 6,000 to 20,000 DZD (46 to 154 USD or 39 to 132 EUR) for standard coverage to 20,000 to 60,000 DZD (154 to 462 USD or 132 to 395 EUR) or more for higher declared values, better coverage limits, or premium buildings with additional risk factors.
Home insurance is not legally mandatory for apartment owners in Algiers, but it is strongly recommended and often required by lenders if you have a mortgage, with major local insurers like SAA offering standard multirisque habitation policies covering fire, water damage, theft, and civil liability.
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What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Algiers, we always rely on the strongest methodology we can, and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Office National des Statistiques (ONS) Algeria | Algeria's official statistics agency providing nationally representative data. | We used ONS as the baseline reference for official statistics and housing classification standards in Algiers. |
| World Bank Doing Business | Standardized cross-country dataset with published methodology for transaction costs. | We used it to estimate official property transfer costs at approximately 7.1% of value in Algeria. |
| Direction Generale des Impots (DGI) Algeria | Official tax administration website defining property tax rules and calculations. | We used DGI to define taxe fonciere calculations and keep terminology consistent with Algerian tax law. |
| DGI Taxe Fonciere Details | Official method for calculating property tax base including abatements. | We used it to explain how property tax is computed using fiscal rental values and age depreciation. |
| DGI Bulletin (LDGI) | Published by the tax administration summarizing transfer tax rules. | We used it to confirm the 1% taxe de publicite fonciere on property transfers. |
| CREG (Commission de Regulation de l'Electricite et du Gaz) | Algeria's official utility regulator setting electricity and gas tariffs. | We used CREG to ground utility budgeting in regulated, tranche-based pricing structures. |
| CREG Tariff Decisions | Published tariff decisions showing the legal basis for utility pricing. | We used it as the authoritative reference for electricity and gas tariff ranges. |
| SEAAL (Societe des Eaux et de l'Assainissement d'Alger) | Public water and sanitation utility serving Algiers. | We used SEAAL to anchor water and sanitation billing specifics for the Algiers area. |
| Sonelgaz | Algeria's national electricity and gas distribution group. | We used Sonelgaz to confirm the utility provider role separate from CREG's regulatory function. |
| BADR Bank Mortgage Products | Primary source from an Algerian bank describing lending limits. | We used BADR to anchor the 90% financing benchmark and typical down payment expectations. |
| Ouedkniss | Algeria's dominant classifieds marketplace with large listing volume. | We used Ouedkniss to derive market-based asking prices and per-square-meter values across Algiers communes. |
| SAA (Societe Algerienne d'Assurance) | Major local insurer offering standard home insurance products. | We used SAA to frame multirisque habitation coverage and estimate realistic premium ranges. |
| U.S. State Department Investment Climate Statement | Official U.S. government analysis of Algeria's investment environment. | We used it for foreign buyer context including ownership rules and financing limitations. |
| UNCTAD Investment Policy Hub | United Nations database tracking investment policy measures globally. | We used UNCTAD for regulatory context on land allocation and foreign investment rules. |
| Trading Economics Algeria | Aggregates macroeconomic indicators and currency data. | We used Trading Economics for exchange rate context and macro indicator verification. |
| Exchange-Rates.org | Real-time currency conversion data provider. | We used it to convert DZD prices to USD and EUR using January 2026 exchange rates. |
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Algeria. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
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