How much will you pay for an apartment in Dammam today? (2026)

Last updated on June 19, 2026

As of June 2026, apartments in Dammam are still cheaper than apartments in Riyadh or Jeddah, but the best Dammam apartment locations are no longer cheap. A normal apartment in Dammam in 2026 usually costs around SAR 650,000 to SAR 750,000, which is about USD 173,000 to USD 200,000, or EUR 150,000 to EUR 173,000. For a foreign buyer, the safest way to look at Dammam is simple: focus on a clean two-bedroom apartment in a practical family district, keep the total price under SAR 700,000 when possible, and check foreign-ownership eligibility before paying a deposit.

Get all the data you need about the real estate market in Dammam

This guide covers the current apartment prices in Dammam in 2026, with data we constantly update to keep it fresh and useful.

You will find average prices, bedroom-by-bedroom budgets, price per square meter, neighborhood differences, buyer costs and yearly ownership costs.

We focus only on apartments in Dammam, because villas and land behave very differently in the Eastern Province property market.

And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Dammam.

Insights

The Dammam apartment market in 2026 has a large price gap between districts, so the same budget can buy a weak older unit or a solid family apartment.
A normal two-bedroom apartment in Dammam in 2026 usually costs around SAR 620,000, which is about USD 165,000 or EUR 143,000.
Dammam looks cheaper than Riyadh, but closing costs change the real budget because a foreign buyer should add about 7% to 9% on top of the purchase price.
Eastern Province prices are firmer than the Saudi national apartment headline, which is why Dammam does not feel as soft as the national data suggests.
For first-time foreign buyers, Al Manar, Badr, Al Noor and Uhud are often more sensible than very cheap fringe districts.
Prime coastal areas such as Al Shati Al Sharqi and Al Saif can cost roughly twice as much per square meter as budget districts in Dammam.
Studios exist in Dammam, but the city is more family-oriented, so one-bedroom and two-bedroom apartments are usually easier to understand and compare.
The main buyer tax in Dammam is the 5% real estate transaction tax, not an annual property tax like in the United States or the United Kingdom.
Electricity matters more in Dammam than many foreign buyers expect, because summer cooling can make monthly utility bills jump sharply.
The best Dammam apartment opportunity in 2026 is not luxury speculation, but a clean mid-market family apartment with broad tenant demand.

Who is the author of this content?

SANDS OF WEALTH

A team specialized in real estate investing in MENA countries (Morocco, UAE, Oman, etc.)

We are a team of financial experts, legal professionals, developers, and local real estate specialists dedicated to helping people like you avoid mistakes when investing in real estate in a foreign place, particularly in Dammam. If you’d like to learn more about us, you can check our presentation page.

How much do apartments really cost in Dammam in 2026?

What's the average and median apartment price in Dammam in 2026?

As of June 2026, the estimated average apartment price in Dammam is SAR 650,000 to SAR 750,000, which is about USD 173,000 to USD 200,000 or EUR 150,000 to EUR 173,000, while the median apartment price in Dammam is around SAR 620,000, or about USD 165,000 and EUR 143,000.

For price per square meter, a normal apartment in Dammam in 2026 usually costs SAR 3,700 to SAR 4,300 per m², which is about USD 990 to USD 1,150 or EUR 850 to EUR 990 per m², and that equals roughly SAR 345 to SAR 400 per square foot, or USD 92 to USD 107 and EUR 79 to EUR 92 per square foot.

Most standard apartments in Dammam in 2026 fall between SAR 430,000 and SAR 900,000, which is about USD 115,000 to USD 240,000 or EUR 99,000 to EUR 207,000, with cheaper older units below this range and premium coastal units above it.

Sources and methodology: we used GASTAT Q1 2026, Raghdan Dammam data and Cavendish Maxwell. We converted district prices into apartment-size budgets and checked them against our own Dammam apartment models. We rounded prices so the numbers stay useful without pretending to be exact appraisals.

How much is a studio apartment in Dammam in 2026?

As of June 2026, a typical studio apartment in Dammam costs around SAR 300,000, which is about USD 80,000 or EUR 69,000.

For a realistic Dammam studio budget, entry-level to mid-range studios usually cost SAR 230,000 to SAR 360,000, or about USD 61,000 to USD 96,000 and EUR 53,000 to EUR 83,000, while a newer or better-located studio can reach SAR 380,000, or about USD 101,000 and EUR 87,000.

Most studio apartments in Dammam are around 45 m² to 65 m², and buyers should remember that studios are less common in Dammam than family-sized apartments.

Sources and methodology: we used Raghdan, JLL KSA Living Market Dynamics and Cavendish Maxwell. We applied Dammam price-per-meter ranges to realistic small-unit sizes. We kept the estimate cautious because studio stock is thinner than two-bedroom stock in Dammam.

How much is a one-bedroom apartment in Dammam in 2026?

As of June 2026, a typical one-bedroom apartment in Dammam costs around SAR 430,000, which is about USD 115,000 or EUR 99,000.

For most buyers, entry-level to mid-range one-bedroom apartments in Dammam cost SAR 330,000 to SAR 520,000, or about USD 88,000 to USD 139,000 and EUR 76,000 to EUR 120,000, while a newer or more premium one-bedroom can cost around SAR 540,000, or about USD 144,000 and EUR 124,000.

A normal one-bedroom apartment in Dammam is usually around 70 m² to 95 m², which is larger than what many foreign buyers expect from a one-bedroom unit.

Sources and methodology: we used GASTAT real estate statistics, Raghdan district data and JLL. We priced one-bedroom units by size, district and building age. We also compared these results with our internal affordability ranges for Dammam apartments.

How much is a two-bedroom apartment in Dammam in 2026?

As of June 2026, a typical two-bedroom apartment in Dammam costs around SAR 620,000, which is about USD 165,000 or EUR 143,000.

For a realistic buyer budget, entry-level to mid-range two-bedroom apartments in Dammam cost SAR 500,000 to SAR 760,000, or about USD 133,000 to USD 203,000 and EUR 115,000 to EUR 175,000, while a newer or better-district two-bedroom can reach SAR 840,000, or about USD 224,000 and EUR 193,000.

By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Dammam.

Sources and methodology: we used Cavendish Maxwell, Raghdan and Saudi Gazette’s GASTAT summary. We treated two-bedroom apartments as the clearest Dammam family product. We used our own unit-size assumptions to avoid relying only on listing-style averages.

How much is a three-bedroom apartment in Dammam in 2026?

As of June 2026, a typical three-bedroom apartment in Dammam costs around SAR 900,000, which is about USD 240,000 or EUR 207,000.

In practice, entry-level to mid-range three-bedroom apartments in Dammam cost SAR 750,000 to SAR 1,150,000, or about USD 200,000 to USD 307,000 and EUR 173,000 to EUR 265,000, while premium coastal or newer three-bedroom apartments can reach around SAR 1,430,000, or about USD 381,000 and EUR 329,000.

Most three-bedroom apartments in Dammam are around 160 m² to 220 m², so buyers should compare price per square meter instead of judging only by bedroom count.

Sources and methodology: we used Raghdan, GASTAT Q1 2026 and CBRE Saudi Arabia. We used larger Dammam family-unit sizes for three-bedroom estimates. We separated normal family apartments from premium coastal stock because the price gap is large.

What's the price gap between new and resale apartments in Dammam in 2026?

As of June 2026, new-build apartments in Dammam usually cost about 20% to 35% more than comparable resale apartments in the same broad area.

A good working estimate for new-build apartments in Dammam is SAR 4,600 to SAR 5,400 per m², which is about USD 1,230 to USD 1,440 or EUR 1,060 to EUR 1,240 per m².

For resale apartments in Dammam, a normal working estimate is SAR 3,700 to SAR 4,300 per m², which is about USD 990 to USD 1,150 or EUR 850 to EUR 990 per m², although older outer-district stock can be lower.

Sources and methodology: we used JLL, Cavendish Maxwell and Raghdan. We compared newer stock with resale stock by district and quality level. We also used our own adjustment for parking, maintenance quality and financing appeal.

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Can I afford to buy in Dammam in 2026?

What's the typical total budget (all-in) to buy an apartment in Dammam in 2026?

As of June 2026, a foreign buyer should budget around SAR 670,000 all-in for a normal two-bedroom apartment in Dammam, which is about USD 179,000 or EUR 154,000.

This all-in Dammam apartment budget usually includes the purchase price, the 5% real estate transaction tax, brokerage, valuation, mortgage costs, document review, registration costs and a small moving or connection reserve.

We go deeper and try to understand what costs can be avoided or minimized (and how) in our Dammam property pack.

Sources and methodology: we used ZATCA, REGA and Raghdan. We applied buyer-cost percentages to our Dammam apartment price estimates. We used a practical cash-needed approach, because buyers need to know the real amount to prepare.

What down payment is typical to buy in Dammam in 2026?

As of June 2026, a typical foreign buyer in Dammam should expect a 25% to 35% down payment, so a SAR 620,000 apartment may require SAR 155,000 to SAR 220,000 upfront, or about USD 41,000 to USD 59,000 and EUR 36,000 to EUR 51,000.

The minimum down payment that many banks or lenders may consider for a strong resident buyer can be around 20% to 30%, but foreign buyers should not assume the best local-buyer terms will automatically apply.

For more comfortable mortgage terms in Dammam, a foreign buyer should usually prepare 30% to 35% down, because this gives the bank more comfort and leaves room for closing costs.

Sources and methodology: we used SAMA, REGA and Knight Frank. We used conservative mortgage assumptions for foreign buyers. We also tested the cash-needed numbers against our own Dammam affordability scenarios.

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Which neighborhoods are cheapest or priciest in Dammam in 2026?

How much does the price per m² for apartments vary by neighborhood in Dammam in 2026?

As of June 2026, apartment prices in Dammam vary from roughly SAR 2,500 to SAR 7,000 per m² across neighborhoods, which is about USD 670 to USD 1,870 or EUR 575 to EUR 1,610 per m².

In the more affordable Dammam neighborhoods, such as King Fahd Suburb, Ash Shulah, Uhud and parts of Badr, buyers often see apartment prices around SAR 2,400 to SAR 3,900 per m², or about USD 640 to USD 1,040 and EUR 550 to EUR 900 per m².

In the most expensive Dammam neighborhoods, especially Al Shati Al Sharqi, Al Saif and stronger parts of Al Muntazah, good apartments can reach around SAR 5,000 to SAR 7,000 per m², or about USD 1,330 to USD 1,870 and EUR 1,150 to EUR 1,610 per m².

Sources and methodology: we used Raghdan, Saudi Gazette’s GASTAT-based regional summary and Cavendish Maxwell. We adjusted district-wide transaction data into apartment-only ranges. We kept stronger areas separate from broad city averages because Dammam has a wide local price spread.

What neighborhoods are best for first-time buyers on a budget in Dammam in 2026?

As of June 2026, the top three Dammam neighborhoods for first-time buyers on a budget are Al Manar, Badr and Uhud, with Al Noor also worth checking for buyers who can pay a little more.

In these budget-friendly Dammam neighborhoods, a practical apartment price range is about SAR 380,000 to SAR 700,000, which is around USD 101,000 to USD 187,000 or EUR 87,000 to EUR 161,000.

These Dammam areas offer more family-sized apartments, everyday services, lower entry prices and a broader local tenant pool than many prestige coastal areas.

The trade-off is that some buildings are older, so buyers must check maintenance records, parking, elevator condition and owners association quality before buying.

Sources and methodology: we used Raghdan, JLL and Cavendish Maxwell. We prioritized affordability, tenant depth and resale practicality. We did not simply choose the cheapest districts, because very cheap units can be harder to rent or resell.

Which neighborhoods have the fastest-rising apartment prices in Dammam in 2026?

As of June 2026, the fastest-rising Dammam apartment areas appear to be Al Shati Al Sharqi, Al Saif and Al Safra, with Badr also showing useful affordable-market momentum.

A realistic year-on-year estimate is around 10% to 18% in Al Shati Al Sharqi and Al Saif, about 8% to 14% in Al Safra, and about 6% to 10% in Badr.

The main driver is simple: better-located Dammam apartments have limited supply, while Eastern Province employment and affordability pressure keep demand alive.

Sources and methodology: we used Raghdan district momentum, GASTAT and JLL. We treated district growth rates as directionally useful, not perfect forecasts. We also checked whether the growth story matched Dammam’s employment and affordability logic.

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What extra costs will I pay on top of the apartment price in Dammam in 2026?

What are all the buyer closing costs when you buy an apartment in Dammam?

For a typical SAR 620,000 apartment in Dammam, buyer closing costs are usually around SAR 43,000 to SAR 56,000, which is about USD 11,000 to USD 15,000 or EUR 10,000 to EUR 13,000.

The main closing costs in Dammam are the real estate transaction tax, brokerage, valuation, mortgage arrangement costs, legal or document review, registration costs and small moving or connection costs.

The biggest closing cost is usually the 5% real estate transaction tax, which alone equals SAR 31,000 on a SAR 620,000 apartment.

Brokerage, legal review, mortgage costs and small admin fees can vary between transactions, so buyers should ask for every fee in writing before paying a deposit.

Sources and methodology: we used ZATCA, REGA and PwC’s RETT update. We treated the 5% tax as the hard anchor cost. We then added normal buyer-side service costs used in our Dammam purchase model.

On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Dammam?

For a normal apartment purchase in Dammam, buyers should budget about 7.5% of the purchase price for closing costs.

The realistic low-to-high range for most standard Dammam apartment transactions is about 6.5% to 9%, with cash purchases usually lower and financed foreign-buyer purchases usually higher.

We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Dammam.

Sources and methodology: we used ZATCA, EY and Deloitte. We used official tax rules first, then added realistic transaction costs. We rounded the final percentage because fees vary by deal structure and bank.

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What are the ongoing monthly and yearly costs of an apartment in Dammam in 2026?

What are typical HOA fees in Dammam right now?

HOA fees or owners-association charges are common enough in Dammam apartment buildings that a normal buyer should budget around SAR 350 per month, which is about USD 93 or EUR 81.

For most Dammam apartments, realistic HOA fees range from about SAR 100 to SAR 900 per month, or about USD 27 to USD 240 and EUR 23 to EUR 207, while serviced or compound-style buildings can cost more.

Sources and methodology: we used REGA, JLL and Cavendish Maxwell. We estimated fees by building age, amenities and maintenance level. We also used our own Dammam apartment ownership-cost model to avoid underestimating monthly charges.

What utilities should I budget monthly in Dammam right now?

For a typical apartment in Dammam in 2026, a realistic monthly utility budget is around SAR 500 to SAR 750, which is about USD 133 to USD 200 or EUR 115 to EUR 173.

Depending on apartment size, air-conditioning use and household habits, monthly utilities in Dammam can range from about SAR 450 to SAR 850, or about USD 120 to USD 227 and EUR 104 to EUR 196.

This Dammam apartment utility budget usually includes electricity, water and sewage, internet, gas and small recurring service charges.

Electricity is usually the most expensive utility in Dammam, because air conditioning can run heavily during the hot months.

Sources and methodology: we used SERA electricity tariffs, Saudi Electricity Company and Saudi Water Authority. We applied residential tariff logic to realistic Dammam cooling-heavy usage. We added internet and small services to reflect a normal owner’s monthly cash cost.

How much is property tax on apartments in Dammam?

For a normal owner-occupied apartment in Dammam, the typical annual property tax is SAR 0, which is USD 0 and EUR 0.

Saudi Arabia does not apply a normal annual property tax to standard apartments in the way some Western countries do, and the main tax for a Dammam apartment buyer is the 5% real estate transaction tax paid at transfer.

For a standard apartment buyer in Dammam, the realistic annual property-tax range is therefore SAR 0 to SAR 0, although other rules may apply to different real estate situations such as vacant land or special structures.

Sources and methodology: we used ZATCA, REGA and Deloitte. We separated one-time transfer tax from yearly ownership charges. We did this because foreign buyers often confuse purchase tax with recurring property tax.

What's the yearly building maintenance cost in Dammam?

For a normal apartment owner in Dammam, yearly building maintenance and reserve costs are usually around SAR 3,000 to SAR 8,000, which is about USD 800 to USD 2,100 or EUR 690 to EUR 1,840.

The realistic range is about SAR 1,500 to SAR 4,000 per year for a small newer unit, SAR 3,000 to SAR 7,000 for a normal two-bedroom, and SAR 8,000 to SAR 15,000 or more in a weak older building.

Building maintenance costs in Dammam usually cover shared repairs, lift upkeep, cleaning, minor building systems, repainting, common-area electricity and a reserve for larger repairs.

Some maintenance is included in HOA fees, but a careful Dammam apartment buyer should still keep a separate repair reserve for private-unit repairs and surprise building issues.

Sources and methodology: we used REGA, JLL and Raghdan. We estimated maintenance by property value, building age and common-area quality. We used a 0.5% to 1% annual reserve rule as a practical cross-check.

How much does home insurance cost in Dammam?

For a normal apartment in Dammam, annual home insurance usually costs around SAR 1,200, which is about USD 320 or EUR 276.

A realistic annual insurance range is about SAR 600 to SAR 1,800 for normal cover, or about USD 160 to USD 480 and EUR 138 to EUR 414, while higher-value or broader coverage can cost more.

Home insurance is often optional for a cash buyer in Dammam, but a mortgage lender may require insurance, so financed buyers should treat it as part of the real ownership cost.

Sources and methodology: we used SAMA, JLL and our Dammam ownership-cost benchmarks. We used normal apartment values rather than luxury-villa insurance assumptions. We rounded the estimate because insurance pricing depends on coverage, lender rules and property value.

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What sources have we used to write this blog article?

Whether it’s in our blog articles or the market analyses included in our property pack about Dammam, we always rely on the strongest methodology we can … and we don’t throw out numbers at random.

We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source	Why we trust it	How we used it
GASTAT Real Estate Price Index Q1 2026	It is Saudi Arabia’s official statistical source for real estate price movements.	We used it to anchor the national 2026 apartment trend. We also used it to avoid over-reading private listing data.
GASTAT real estate statistics portal	It is the official portal for Saudi real estate publications and methodology.	We used it to check the latest real estate price publications. We treated it as the baseline source hierarchy.
Saudi Gazette summary of GASTAT Q1 2026	It reports official GASTAT data in a clear news format.	We used it to cross-check the Eastern Province price movement. We used that regional signal to explain Dammam’s firmer local feel.
ZATCA Real Estate Transaction Tax Law	ZATCA is the official Saudi tax authority.	We used it for the 5% real estate transaction tax. We treated this as the hard minimum buyer tax.
REGA non-Saudi real estate ownership page	REGA is Saudi Arabia’s real estate regulator.	We used it to frame foreign ownership as regulated and location-dependent. We did not assume every Dammam apartment is automatically eligible.
Saudi Press Agency REGA ownership announcement	SPA is Saudi Arabia’s official news agency.	We used it to confirm the official route for non-Saudi ownership applications. We used it as a policy cross-check.
SERA electricity tariff page	SERA regulates electricity tariffs in Saudi Arabia.	We used it to estimate apartment electricity bills. We applied residential tariff logic to Dammam’s cooling-heavy usage.
Saudi Electricity Company consumption tariffs	SEC is the main electricity service provider in Saudi Arabia.	We used it to check electricity billing structure. We combined it with normal apartment consumption assumptions.
Saudi Water Authority services page	It is a national authority for Saudi water-sector services.	We used it to confirm tariff-based water-service logic. We added water costs to the monthly utility estimate.
JLL KSA Living Market Dynamics Q1 2026	JLL is a major global real estate consultancy with Saudi coverage.	We used it for national and DMA residential context. We treated it as macro support, not as a neighborhood price list.
Knight Frank Destination Saudi 2026	Knight Frank is a recognized international property consultancy.	We used it for foreign-buyer and Saudi residential market context. We treated it as strategic background for 2026 demand.
Cavendish Maxwell Saudi Arabia Residential Market Performance Q3 2025	It gives detailed residential-market research for major Saudi cities.	We used it for Dammam transaction momentum and apartment growth. We adjusted the Q3 2025 figures cautiously toward June 2026.
Raghdan Dammam real estate prices 2026	It provides district-level Dammam market data.	We used it for neighborhood-level price differences. We cross-checked it because it is private-sector data.
Global Property Guide Saudi Arabia yields	It publishes repeatable rental-yield methodology for international readers.	We used it to sanity-check Dammam yield assumptions. We kept yield comments cautious because district-level Dammam yield data is thinner.
CBRE Saudi Arabia Real Estate Market Review Q1 2026	CBRE is a global real estate advisory firm with Saudi research.	We used it to cross-check broader Saudi market conditions. We did not use it as a direct Dammam apartment price source.
Saudi Central Bank	SAMA is Saudi Arabia’s central bank and financial regulator.	We used it for financial-system context around mortgages and insurance. We kept financing assumptions conservative for foreign buyers.
PwC Saudi RETT update	PwC is a major tax advisory firm covering Saudi regulation.	We used it to cross-check the RETT framework. We still relied on ZATCA as the official tax source.
Deloitte KSA RETT amendments	Deloitte is a major tax advisory firm with Saudi coverage.	We used it to understand recent RETT regulation changes. We used it as a professional cross-check, not as the legal source.