Authored by the expert who managed and guided the team behind the Morocco Property Pack
Everything you need to know before buying real estate is included in our Morocco Property Pack
If you're a foreigner looking to buy property in Casablanca, understanding the extra costs beyond the purchase price is essential to avoid surprises.
This guide breaks down every tax, fee, and hidden cost you'll face when buying residential real estate in Casablanca in 2026.
We constantly update this blog post to reflect the latest changes in Moroccan property law and market practices.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Casablanca.
Overall, how much extra should I budget on top of the purchase price in Casablanca in 2026?
How much are total buyer closing costs in Casablanca in 2026?
As of early 2026, total buyer closing costs in Casablanca typically range from 7% to 10% of the purchase price, which means on a 2,000,000 MAD property (around 200,000 USD or 185,000 EUR), you should expect to pay an extra 140,000 to 200,000 MAD (14,000 to 20,000 USD or 13,000 to 18,500 EUR) in fees and taxes.
If you keep expenses to the bare legal minimum by buying without a mortgage and without a buyer-side agent, you can bring closing costs in Casablanca down to around 6% to 7.5% of the purchase price, or roughly 120,000 to 150,000 MAD (12,000 to 15,000 USD or 11,000 to 14,000 EUR) on a 2,000,000 MAD property.
On the high end, if you use a mortgage, pay a buyer-side agent commission, and add extra legal checks or translations, you should plan for closing costs in Casablanca reaching 10% to 12% of the purchase price, or up to 240,000 MAD (24,000 USD or 22,000 EUR) on that same property.
The main factors that push your closing costs toward the high end in Casablanca include whether you finance with a mortgage (which adds bank fees and registration costs), whether you pay a buyer-side real estate agent commission, and whether you need certified translations or extra due diligence as a foreign buyer.
What's the usual total % of fees and taxes over the purchase price in Casablanca?
The usual total percentage of fees and taxes over the purchase price in Casablanca for a standard cash purchase with no buyer-side agent is around 7% to 8.5%.
However, the realistic range that covers most property transactions in Casablanca spans from about 6% at the very lean end to 11% or more if you include a buyer-side agent commission or mortgage costs.
Out of that total, government taxes and registry fees (registration duties plus land registry publication) typically account for around 5.5% to 6%, while professional service fees like notary costs and optional extras make up the remaining 1.5% to 5% depending on your situation.
By the way, you will find much more detailed data in our property pack covering the real estate market in Casablanca.
What costs are always mandatory when buying in Casablanca in 2026?
As of early 2026, the mandatory costs when buying property in Casablanca include registration duties (droits d'enregistrement), land registry publication fees through the ANCFCC system, notary fees to formalize the deed and handle filings, and basic administrative documents like certificates and stamps.
Beyond these mandatory costs, optional but highly recommended expenses for foreign buyers in Casablanca include independent legal due diligence (especially for complex title histories), certified translation services if you're not fluent in French or Arabic, technical property inspections, and bank compliance support if your funds are coming from abroad.
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What taxes do I pay when buying a property in Casablanca in 2026?
What is the property transfer tax rate in Casablanca in 2026?
As of early 2026, the property transfer tax rate in Casablanca (called droits d'enregistrement or registration duties) is commonly around 4% of the declared purchase price for most residential transactions.
Morocco does not impose extra transfer taxes specifically on foreigners, so as a foreign buyer in Casablanca you pay the same registration duty rate as Moroccan citizens, with the difference mainly showing up in banking documentation requirements rather than tax rates.
Regarding VAT on residential property purchases in Casablanca, resale transactions typically do not have a separate VAT line item for the buyer, while new-build purchases from developers may have VAT embedded in the price rather than charged separately.
Stamp duties in Casablanca are generally small fixed amounts tied to documents and filings, and they are usually folded into the notary's overall cost statement so you rarely pay them as a separate item.
Are there tax exemptions or reduced rates for first-time buyers in Casablanca?
In Casablanca, reduced tax rates are generally tied to specific property categories or programs (such as certain social housing "first sale" transactions) rather than a universal first-time buyer exemption, so you should plan to pay standard rates unless your notary confirms your property qualifies for a reduced rate under specific CGI provisions.
If you buy property through a company in Casablanca instead of as an individual, the main changes affect how profits are taxed later (corporate versus personal rules) and VAT positioning, which adds compliance complexity and higher professional fees.
There is a tax difference between new-build and resale properties in Casablanca, primarily in how VAT is structured into the developer's pricing for new builds versus the straightforward registration and registry costs that dominate resale transactions.
To qualify for any reduced rates in Casablanca, buyers typically need to meet specific conditions defined in the CGI, which your notary must verify through official documentation before confirming eligibility.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Morocco versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
Which professional fees will I pay as a buyer in Casablanca in 2026?
How much does a notary or conveyancing lawyer cost in Casablanca in 2026?
As of early 2026, notary fees in Casablanca typically range from 0.5% to 1% of the purchase price for the service portion plus VAT on that service, which on a 2,000,000 MAD property (around 200,000 USD or 185,000 EUR) means roughly 10,000 to 20,000 MAD (1,000 to 2,000 USD or 900 to 1,850 EUR) before adding small administrative disbursements.
Notary fees in Casablanca are generally charged as a percentage of the property price rather than a flat rate, though there are small fixed amounts for administrative items like certificates and copies.
Translation and interpreter services for foreign buyers in Casablanca typically cost between 1,000 and 5,000 MAD (100 to 500 USD or 90 to 460 EUR), depending on the number of documents and whether you need certified translations or an interpreter present at signing.
A tax advisor is not strictly necessary for a straightforward residential purchase in Casablanca if you have a good notary, but if you want focused advice on rental setup or fund repatriation as a non-resident, expect to pay around 1,500 to 8,000 MAD (150 to 800 USD or 140 to 740 EUR) for a consultation.
We have a whole part dedicated to these topics in our our real estate pack about Casablanca.
What's the typical real estate agent fee in Casablanca in 2026?
As of early 2026, the typical real estate agent fee in Casablanca is around 2.5% before tax per side (approximately 3% including tax), which on a 2,000,000 MAD property means roughly 60,000 MAD (6,000 USD or 5,500 EUR) if you pay a buyer-side commission.
In Casablanca, it is common practice for both the buyer and the seller to pay an agent commission, though this is negotiable and varies by transaction, with some sellers agreeing to cover more or all of the agent fee especially in slower market conditions.
The realistic range for agent fees in Casablanca goes from zero (if you negotiate no buyer-side fee or buy directly) up to around 3% including tax on your side, with variations depending on the agency, neighborhood, and your bargaining power.
How much do legal checks cost (title, liens, permits) in Casablanca?
For standard titled properties in Casablanca (titre foncier), the notary's basic registry checks are often bundled into their fees, but if you add independent legal checks for title verification, liens, and permits, you should budget an extra 2,000 to 10,000 MAD (200 to 1,000 USD or 185 to 925 EUR) depending on complexity.
Property valuation fees in Casablanca, which banks typically require if you're financing, cost around 1,500 to 4,000 MAD (150 to 400 USD or 140 to 370 EUR) depending on the bank, appraiser, and property type.
The most critical legal check you should never skip in Casablanca is verifying the property has a clean titre foncier (land title) through the ANCFCC registry, as this confirms ownership and reveals any liens or disputes that could affect your purchase.
Buying a property with hidden issues is something we mention in our list of risks and pitfalls people face when buying real estate in Casablanca.
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What hidden or surprise costs should I watch for in Casablanca right now?
What are the most common unexpected fees buyers discover in Casablanca?
The most common unexpected fees foreign buyers discover in Casablanca include the buyer-side agent commission (many foreigners assume only sellers pay), mortgage-related registration and bank fees, extra costs for certified documents and translations, and unpaid condominium (syndic) charges that the previous owner left behind.
When buying property in Casablanca, you generally cannot inherit unpaid property taxes, but you can inherit unpaid condominium charges or unresolved building administrative issues, which is why you should ask your notary to verify the situation before closing.
Scams do occur in Casablanca, typically involving fake reservation fee requests before title verification, impersonation of agents or owners, and pressure to pay cash quickly, so you should insist that all major payments flow through the notary's controlled process and verify the property's titre foncier yourself.
Fees that sellers and agents in Casablanca often do not disclose upfront include translation and certification costs, bank compliance fees for inbound international transfers, and small registry certificates and copies that appear on the final notary statement.
In our property pack covering the property buying process in Casablanca, we go into details so you can avoid these pitfalls.
Are there extra fees if the property has a tenant in Casablanca?
If you buy a property with a tenant in Casablanca, potential extra costs include legal and lawyer fees if you need to pursue an eviction procedure for vacant possession, deposit reconciliation with the tenant, and possible property management fees if you inherit a managed rental setup.
When purchasing a tenanted property in Casablanca, you inherit the existing lease agreement and must honor its terms, including the tenant's right to remain until the lease expires or is legally terminated.
Terminating an existing lease immediately after purchase in Casablanca is generally not possible unless specific legal grounds exist, so you should factor in the time and potential legal costs of an eviction procedure if you need the property vacant.
A sitting tenant in Casablanca typically affects the property's market value by making it less attractive to owner-occupiers, which can give you more negotiating power on price but also means you need to factor in the costs and delays of obtaining vacant possession.
If you want to optimize your rental strategy, you can read our complete guide on how to buy and rent out in Casablanca.
We have made this infographic to give you a quick and clear snapshot of the property market in Morocco. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
Which fees are negotiable, and who really pays what in Casablanca?
Which closing costs are negotiable in Casablanca right now?
In Casablanca, the negotiable closing costs include the real estate agent commission rate and who pays it, optional due diligence and consultant fees, and sometimes how minor administrative disbursements are split between buyer and seller.
The closing costs that are fixed by law and cannot be negotiated in Casablanca include registration duties (droits d'enregistrement), land registry publication fees charged by ANCFCC, and required government filings.
On negotiable fees in Casablanca, buyers can realistically achieve reductions of 0.5% to 1% of the purchase price, primarily by negotiating down the buyer-side agent commission or getting the seller to cover more of the agent fee.
Can I ask the seller to cover some closing costs in Casablanca?
In Casablanca, sellers are sometimes willing to cover certain closing costs, particularly when properties have been on the market for a while or the buyer has strong negotiating leverage, though this is more common as a price adjustment than a direct payment of your taxes.
The specific closing costs sellers in Casablanca are most commonly willing to cover include more or all of the agent commission, clearing any unpaid condominium charges, and handling certain document costs related to the sale.
Sellers in Casablanca are more likely to accept covering closing costs when the property has been listed for several months, when the market is soft in that neighborhood, or when the property needs repairs that reduce its appeal to other buyers.
Is price bargaining common in Casablanca in 2026?
As of early 2026, price bargaining is common and expected when buying property in Casablanca, with most sellers anticipating some negotiation and pricing their properties with room for discussion.
Buyers in Casablanca typically negotiate around 3% to 8% below the asking price for standard listings, which on a 2,000,000 MAD property means a discount of 60,000 to 160,000 MAD (6,000 to 16,000 USD or 5,500 to 15,000 EUR), with discounts of 10% or more possible if the property is overpriced, needs work, or the seller is under time pressure.
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What monthly, quarterly or annual costs will I pay as an owner in Casablanca?
What's the realistic monthly owner budget in Casablanca right now?
A realistic monthly owner budget in Casablanca, excluding mortgage payments, ranges from about 500 to 2,500 MAD (50 to 250 USD or 45 to 230 EUR) for an apartment in a managed building, and from 800 to 5,000 MAD or more (80 to 500 USD or 75 to 460 EUR) for a villa or house.
The main recurring expense categories that make up this monthly budget in Casablanca include condominium or syndic fees for apartments, building maintenance contributions, property insurance, utilities, and a reserve for repairs.
The realistic low-to-high range for monthly owner costs in Casablanca varies significantly by property type, from around 500 MAD (50 USD or 45 EUR) for a modest apartment with low syndic fees to over 5,000 MAD (500 USD or 460 EUR) for a large villa requiring gardening, security, and more intensive maintenance.
The monthly cost that tends to vary the most in Casablanca is the syndic or condominium fee for apartments, or maintenance and security costs for villas, because these depend heavily on the building's age, amenities, and management quality.
You can see how this budget affect your gross and rental yields in Casablanca here.
What is the annual property tax amount in Casablanca in 2026?
As of early 2026, annual property taxes in Casablanca, including taxe d'habitation and taxe de services communaux, typically range from about 1,500 to 10,000 MAD per year (150 to 1,000 USD or 140 to 925 EUR), depending on the property's assessed rental value and whether it is a primary residence.
The realistic low-to-high range for annual property taxes in Casablanca varies significantly based on property value, from around 1,500 MAD (150 USD or 140 EUR) for smaller apartments to 10,000 MAD or more (1,000 USD or 925 EUR) for larger or higher-value properties.
Property tax in Casablanca is calculated based on the property's valeur locative (assessed rental value), with abatements available in some cases such as for primary residences, rather than directly on the purchase price or market value.
Certain property owners in Casablanca may qualify for exemptions or reductions on local taxes, particularly if the property serves as a primary residence, though you should verify your eligibility with the local tax office or your notary.
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Morocco. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
If I rent it out, what extra taxes and fees apply in Casablanca in 2026?
What tax rate applies to rental income in Casablanca in 2026?
As of early 2026, rental income in Casablanca is taxed under Morocco's impôt sur le revenu (income tax) on net taxable rental income, with most individual landlords experiencing an effective tax rate of around 10% to 20% of gross rent after applying the standard 40% allowance on rental income.
Landlords in Casablanca can deduct expenses from rental income, typically through a standard 40% allowance that simplifies the calculation, though more detailed deduction rules may apply depending on your tax regime and situation.
After applying deductions, the realistic effective rental income tax rate in Casablanca for typical non-professional landlords falls in the range of 10% to 20% of gross rent, depending on your total income and applicable tax brackets.
Foreign property owners in Casablanca generally pay rental income tax under the same framework as residents, with the main difference being administrative requirements around declaration and potential withholding mechanics rather than a different tax rate.
Do I pay tax on short-term rentals in Casablanca in 2026?
As of early 2026, short-term rental income in Casablanca is taxable under the same income tax framework as long-term rentals, though operating short-term rentals may trigger additional compliance requirements such as platform reporting and potentially professional classification depending on how intensively you operate.
Short-term rental income in Casablanca is not fundamentally taxed at a different rate than long-term rental income, but the compliance and administrative requirements can be more complex, especially if you rent frequently through platforms like Airbnb.
If you want to optimize your rental strategy, you can read our complete guide on how to buy and rent out in Casablanca.
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If I sell later, what taxes and fees will I pay in Casablanca in 2026?
What's the total cost of selling as a % of price in Casablanca in 2026?
As of early 2026, the total cost of selling a property in Casablanca typically ranges from about 3% to 6% of the sale price if you use a real estate agent, with lower costs possible if you sell privately.
The realistic low-to-high range for total selling costs in Casablanca spans from around 1% to 2% if you sell privately and have minimal profit tax to around 6% or more if you use an agent and owe capital gains tax.
The specific cost categories that make up total selling expenses in Casablanca include real estate agent commission (often the largest item), capital gains tax on any profit, administrative and document fees, notary costs for the sale, and potentially early mortgage repayment fees if applicable.
The single largest contributor to selling expenses in Casablanca is typically the real estate agent commission, which commonly runs around 2.5% before tax (approximately 3% including tax) on the seller's side.
What capital gains tax applies when selling in Casablanca in 2026?
As of early 2026, the capital gains tax on property sales in Casablanca (called taxe sur les profits immobiliers or TPI) is commonly around 20% of the net gain, with a minimum tax often applied as 3% of the sale price in many situations.
Exemptions to capital gains tax in Casablanca are available, most notably for the sale of a primary residence under certain conditions related to how long you have lived there, so you should verify your eligibility with your notary before selling.
Foreigners selling property in Casablanca do not pay an extra capital gains tax rate, as the TPI applies based on the transaction rather than nationality, though non-residents should budget for banking and documentation fees related to repatriating sale proceeds through the Office des Changes framework.
The capital gain in Casablanca is calculated as the sale price minus the original purchase price (adjusted for documented improvements and certain allowable costs), with the exact calculation verified by your notary at the time of sale.
We made this infographic to show you how property prices in Morocco compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Casablanca, we always rely on the strongest methodology we can … and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Morocco Direction Générale des Impôts (DGI) | Official Moroccan government tax authority. | We used it as the primary reference for registration duties, rental income taxation, and capital gains taxation. We cross-checked market practice numbers against official legal requirements. |
| Code Général des Impôts (CGI) | Morocco's official tax code and source of tax rates. | We anchored all legal tax information to this framework. We used it to verify transfer duties, rental taxation, and profit-on-sale rules. |
| CGI 2026 (Médias24 mirror) | Direct copy of the official 2026 CGI document. | We used it to quickly locate relevant 2026 tax sections. We only relied on it where it matched the official DGI framework. |
| ANCFCC (National Land Registry) | Official registry authority for titled property in Morocco. | We used it as the authority on land registry concepts and fee structures. We triangulated commonly quoted percentage fees with market explainers. |
| Office des Changes | Morocco's foreign exchange regulator for investment transfers. | We used it to highlight costs unique to foreigners around bringing money in and repatriating proceeds. We focused strictly on cost and fee planning implications. |
| Guide Fiscal MRE 2025 | Official government publication for non-residents. | We used it to confirm how taxes are communicated to non-residents. We treated CGI as primary and this guide as a practical cross-check. |
| Keyla | Well-known Moroccan real estate portal with detailed cost guides. | We used it to translate taxes and fees into buyer-friendly budgeting ranges. We treated it as a practical explainer, not the legal authority. |
| Val Foncier | Recognized Moroccan real estate information brand tracking tax changes. | We used it to cross-check rental income taxation mechanics. We still anchored the legal basis to CGI references. |
| BSAudit Conseil | Professional audit firm explaining Moroccan taxes. | We used it to simplify local property tax calculations into owner budget ranges. We cross-checked rates against other explainers. |
| Tanger Private Estate | Established real estate agency with published fee structures. | We used it to verify agent commission norms in Morocco. We triangulated with other agencies to avoid relying on a single source. |
| Groupe Medina | Professional services firm with capital gains tax guides. | We used it to verify TPI rates and minimum payment logic. We cross-checked against CGI and Keyla for accuracy. |
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